Capitalism vs. Socialism…the REAL-world differences…

I have seen a lot of commentaries and videos covering the differences between capitalism and socialism and I find most of them falling short.  I may be the “raving capitalist” but more importantly, I know socialism given my background.

Too often,  people discuss socialism from a “theory” point of view and I find that both tragic and aggravating. All of us need a REAL-WORLD perspective on both economic philosophies. They won’t get this reality-based perspective from most colleges and universities…the economics professors there are in love with socialism as a theory. What dangerous horse crap!

Given all that…I thought it was time to give my perspective so that folks get a more well-rounded view of both systems. It is an hour long but hopefully you will find it interesting. I look forward to providing a shorter version of this critical topic for those that can’t sit through a full hour of yours truly…

Tax Loophole or Tax Deduction? Which is Good…which is Bad?!

I see the terms “Tax Loophole” and “Tax Deduction” bandied about constantly and I think they are misleading or misunderstood.

We need clarity on the topic (so you don’t miss out on a tax benefit!)…so view my latest video:

I want to see you keep more of the fruits of your labor this year (and next) so check out my latest tax-payer friendly courses so that you can maximize your tax strategies and keep more money in your pocket:

How To Make Any Expense Tax-Deductible!
Save thousands on your taxes…get a huge 66% discount on this course with this coupon link:…

Home Office Tax Kit: save thousands with this powerful tax strategy! For more details go to:…

or check out the book Micro-Entrepreneurship For Dummies at…

I wish you continued success!
Paul Mladjenovic, CFP

Understanding the Minimum Wage

This video was created to help you have a greater understanding of the minimum wage…whether you are for or against it. The more information you have about the minimum wage then the better your decision to support or oppose it.

In recent years, hundreds of thousands of unskilled workers either lost their jobs or potential jobs were not created due to the unintended consequences tied to the minimum wage. Therefore, we must understand the minimum wage and its consequences if we are going to attempt to improve the job prospects for those that seek viable employment opportunities.

Thank you for viewing! In the video I mention some resources for people to help them prosper (whether they have a minimum wage job or not). Take control of your financial situation! Start a part-time home business in your spare time…check out:

  1. Micro-Entrepreneurship For Dummies

Micro-Entrepreneurship For Dummies

2) Home Business Goldmine (audio seminar)…

Home Business Goldmine

I wish you continued success!

Paul Mladjenovic, CFP


Disturbing Poll: Many under 30 leaning toward Socialism

My friend Michael Snyder runs a great blog and I think that this particular post is one of his most important:

The Future Of America? – More Than Half Of All U.S. Adults Under Age 30 Now Reject Capitalism

I was born in a communist country that collapsed in 1994 ( the former socialist paradise of Yugoslavia). It is disturbing that so many young people don’t understand the dangers of Socialism. It is obvious to me that that are enamored with the reputation of socialism and are totally clueless about how horrible it is.

The reason is that these teenagers and young adults have been drenched in nonsense by statist teachers and college professors and haven’t been properly educated about the reality of socialism.

Free-Market Capitalism is about freedom and prosperity.

Socialism produces  dependency, oppression and poverty.

If our (barely capitalist) country and personal liberty are to survive (and hopefully thrive), we need to give the under-30 crowd the information that they desperately need.

What can you do? what can we do?

I am always happy to do public presentations on this topic and I even glad to publicly debate college professors. If you have ideas for how we can make a positive impact on this critical debate…let me know!

I wish all of you continued success!


Paul Mladjenovic, CFP

P.S. I am proud to announce that the 5th edition of

Stock Investing For Dummies is now available! For details, click here…

My 35th Year Business Anniversary…

Hello everyone! Welcome to this celebratory page for my business (keep reading through…I have some very special offers for you)

I launched my first business (PM Financial Services) on my birthday…March 19, 1981. Yes…35 years ago!

It was a part-time home-based enterprise from my desk in a modest apartment in Hoboken, NJ. from there, I went on to more milestones on my career path as a home-based entrepreneur.

Two years later I did my first live seminar entitled “The Small Investor Seminar” on the campus of Monmouth college in central NJ. That seminar was re-titled as “The $50 Wealth-Builder” and it is still going strong over three decades later (thank you!).

In 1985, I gained my Certified Financial Planner (CFP) designation. At that time, it was a relatively obscure designation. 2015 was my 30th anniversary of being a CFP (I am grateful).

Because my specialty was investing and my target market was low and middle-income folks, I frequently heard them say “but I don’t have a lot of money to invest”. My response was typically “look…if you don’t have money to invest…then why not start a part-time business to make money…and then use it for investing?”.

With that I launched my second seminar in 1986 called “How to Started a Part-time Home Business”. That seminar was re-titled to “Home Business Goldmine” and it is still going strong (30 years as of this year).

Eventually I have branded myself as “The Raving Capitalist” and my philosophy is that everyone should be doing a two-pronged approach to wealth-building; passive and active.

Passive wealth-building means that you have your money work for you with vehicles such as stocks, options, mutual funds utilizing appropriate investing & speculating strategies.

Active wealth-building means that you use your knowledge & efforts in your spare time (a home business) to build wealth. I also point out to my students that you should be diversified in your active wealth-building too (besides just your investment portfolio).

Most people have a job or a pension…this means that you are dependent on that one job or one pension. In 2016, the economy and financial markets are loaded with land mines and your single source of income will make you vulnerable. This is why I think that a part-time home business is a vital part of your financial security.


To help you grow your wealth (become a raving capitalist!) for my 35th year anniversary, both of my two landmark seminars will only be $3.50 but only if you use the coupon codes below.

Imagine getting both the $50 Wealth-builder and Home Business Goldmine…6 hours of audio and 5 hours of video… for only $7!

You can get either for $3.50 or both for $7.00 but this special offer will only be available through this page only and this special offer ends midnight March 31, 2016.

Don’t delay…

I give you a great deal…while you help me educate others! here’s the low-down on this promotion…
The proceeds of this special promotion will go to funding a special project I will undertake in the coming months to educate the public on economics (details later). If we want prosperity for all…then the first step is better economic education.
Watching the presidential campaign unfold in recent months tell me that economic illiteracy is America’s greatest challenge in 2016 so it is time for this educational initiative.
My former country was destroyed by communism (hardcore socialism) and some of the same policies are being pushed now (ugh) and I want to avert financial/ economic catastrophes that are on the way…stay tuned!
Feel free to email me at with any questions or comments.